OTO Group is a well known independent automotive financing in Indonesia which consist of PT OTO Multiartha which provide service in car financing and PT Summit OTO Finance which provide service in motorcycle financing. Rely on its “3M+1T” (Man, Management, Money Plus Technology), OTO Group has a mission to provide affordable and reliable automotive financing services through sustainable win-win relations with business partners and under sound business management. At the moment, OTO Group has over 239 branches which spread across Sumatera, Java, Kalimantan, Sulawesi, Bali, and West Nusa Tenggara through with four credible business unit